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 How's life treating ya?

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Mikhaila
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PostSubject: Re: How's life treating ya?   Thu Feb 02, 2012 6:58 pm

Do you guys have Tax free savings accounts? Think the limit up here is 10000 each year before you get taxed on it and the interest is very low. If the states has something like that it would be great to have Smile
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Toasti Jen
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PostSubject: Re: How's life treating ya?   Thu Feb 02, 2012 7:21 pm

I think we do, Mik. I have never had money in a savings account taxed. Sadly, It could be because I have never had enough to tax. Crying or Very sad Razz Laughing

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Elois
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PostSubject: Re: How's life treating ya?   Thu Feb 02, 2012 8:25 pm

Taxed savings accounts is something I've never heard of. I've always assumed savings accounts earned interest, an interest that has gotten so small that it's almost entirely useless.

But yeah, I haven't had a banking about, savings or checking for years. I got tired of my account getting low and the banks going, "surprise! here's your fee!" Nothing pisses me off more than already being low on cash and then suddenly owing the bank money because they took it all.

Yeah...I wasn't good at checking statements. Razz

I have check cashing by me, I use that.
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Bellz
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PostSubject: Re: How's life treating ya?   Thu Feb 02, 2012 8:55 pm

stage one of college applications done Razz

next Friday I go back and do proficiency assessments (they have to see if I'm smrt)

I also get the fun of vaccinations.... how exactly do I tell them I am an anti vaccine person? Have my doc sign a form saying I'm physically and mentally capable of the job and I get to write a two page essay on any topic of my choice....

What the hell do I write about?
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Diragon
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PostSubject: Re: How's life treating ya?   Thu Feb 02, 2012 9:08 pm

Elois wrote:
Taxed savings accounts is something I've never heard of. I've always assumed savings accounts earned interest, an interest that has gotten so small that it's almost entirely useless.

But yeah, I haven't had a banking about, savings or checking for years. I got tired of my account getting low and the banks going, "surprise! here's your fee!" Nothing pisses me off more than already being low on cash and then suddenly owing the bank money because they took it all.

Yeah...I wasn't good at checking statements. Razz

I have check cashing by me, I use that.

You could join a local credit union Smile Just stay away from the national chains.
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viery
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PostSubject: Re: How's life treating ya?   Thu Feb 02, 2012 9:20 pm

Bellz wrote:
stage one of college applications done Razz

next Friday I go back and do proficiency assessments (they have to see if I'm smrt)

I also get the fun of vaccinations.... how exactly do I tell them I am an anti vaccine person? Have my doc sign a form saying I'm physically and mentally capable of the job and I get to write a two page essay on any topic of my choice....

What the hell do I write about?


Write about how much you want do nursing and take care of people, be part of a team, work in a health care setting all that stuff...they love that. And also about how you can bring your live long experience into the job.

Mention what a rewarding job it is as you are doing the selfless task of looking after others, and how the role of the nurse today is not just about looking after but to educate and train people to lead a healthy live etc.

That sort of bull crap is what they want to hear Wink

Good luck and I hope that everything goes well!!!

It is never too late to go back to college, I went back to do a degree at 27 and 4 years later Im doing a PhD, in your case you are doing something actually useful Very Happy



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Bekah
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PostSubject: Re: How's life treating ya?   Thu Feb 02, 2012 10:06 pm

I haven't had a bank account for two years now and I couldn't be happier. I joined my local credit union and I love it. They are how banks used to be when I was a kid. I started my working life as a banker and eventually left because I couldn't stand how they found more and more ways to charge people. The last straw for me was when the put VAT onto transaction fees. I thought that it was really taking the piss to tax people on fees lol! What makes me more annoyed about banks is that despite the fact they charge you for sneezing, they are still unable to run efficiently as a business and have to be bailed out by the Government. If I ran a business the same way banks run, I would be bankrupt and most likely jailed for fraudulent business practices.

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_Melissa.
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PostSubject: Re: How's life treating ya?   Sat Feb 04, 2012 5:21 pm

...


Last edited by _Melissa. on Sun Apr 29, 2012 10:10 am; edited 1 time in total
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Elois
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PostSubject: Re: How's life treating ya?   Wed Feb 08, 2012 1:30 pm

Thank you, Pinelawn Cemetery, for sending me mail, reminding me to buy my burial plot. Thank you for making being 30 feel extra old.
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Aidan
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PostSubject: Re: How's life treating ya?   Wed Feb 08, 2012 2:18 pm

about the banking thingy. The banks offer some interest rate on savings account of like eg. 9% interest (Gross) so the net interest ends up being a lot lower. so you never have to pay just for having it there but the interest just gets taxed.

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Kazimi
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PostSubject: Re: How's life treating ya?   Thu Feb 09, 2012 3:32 am

We need to pay the taxes on the interest and a little amount (0.15 euro) for every saving account we have. I got a lot of saving accounts so with this one I lose money...
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Bellz
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PostSubject: Re: How's life treating ya?   Thu Mar 22, 2012 2:24 pm

It is official.... I am a college girl Laughing

classes start April 16.... how the hell am I going to manage in a world that starts at like 5:30 am?
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Toasti Jen
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PostSubject: Re: How's life treating ya?   Thu Mar 22, 2012 2:32 pm

Bellz wrote:
It is official.... I am a college girl Laughing

classes start April 16.... how the hell am I going to manage in a world that starts at like 5:30 am?

Congrats on investing in yourself! cheers cheers (and maybe stocking up on coffee...5:30 AM? Yikes!)

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Kazimi
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PostSubject: Re: How's life treating ya?   Thu Mar 22, 2012 5:05 pm

My classes started at 24th of September.
Having every day lessons from 8:25-12:35 and from 13:50-18:00... We need to do so much I don't have much time to read this forum... But it's already the best time of my life Smile
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Trinity
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PostSubject: Re: How's life treating ya?   Fri Mar 23, 2012 4:49 pm

NICE!! Congratz all you crazy college peoples lol much luck and well rested thoughts ur way!

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Sephrenia
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PostSubject: Re: How's life treating ya?   Sat Mar 24, 2012 5:55 am

College.... aaah college. *stares at the pile of assessments due in two days*

My life is good - SHINY NEW INSTALL ON LAPTOP MAKE IT WORKY BETTER BAHAHAHAHAHA I CAN PHOTOSHOP NOW!

...soon as I find that disk.
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Ragehammer
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PostSubject: Re: How's life treating ya?   Sat Mar 24, 2012 5:31 pm

Currently trying to get primary custody of my daughter. My ex has been much too unstable for the last few months between the drinking and pills. If I don't go for custody and something bad happened when she was with the ex, I'd never be able to live with myself. Sad
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Terrasophia
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PostSubject: Re: How's life treating ya?   Sat Mar 24, 2012 7:04 pm

Three more weeks and I'm on the road!

AHHHHHHHHH!

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_Melissa.
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PostSubject: Re: How's life treating ya?   Sat Mar 31, 2012 6:51 pm

Ragehammer wrote:
Currently trying to get primary custody of my daughter. My ex has been much too unstable for the last few months between the drinking and pills. If I don't go for custody and something bad happened when she was with the ex, I'd never be able to live with myself. Sad
That's sad Sad good luck!
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Trinity
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PostSubject: Re: How's life treating ya?   Sat Mar 31, 2012 6:58 pm

Yes, good luck Rage...will keep you and your daughter in my thoughts!

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Sephrenia
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PostSubject: Re: How's life treating ya?   Sat Mar 31, 2012 7:26 pm

I'm walking Very Happy

*hugs for Rage* Sad
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anto_capone
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PostSubject: Re: How's life treating ya?   Sat Mar 31, 2012 9:32 pm

good luck rage, do know what you going thru Sad

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_Melissa.
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PostSubject: Re: How's life treating ya?   Sun Apr 01, 2012 3:38 pm

How to get over quitting RK asap/ to not play online PC game: Invest in an Android which costs a bitch with insurance, Sad however I should've got this years ago! Helps keep in contact with people. Free apps, widgets, music. Boredom killer overall, on long daily commutes and trips. Most places like Starbucks and Wetherspoons, library, cafes, bars etc have free wifi; so can go on TED, see journey planner routes and Google maps to prevent getting lost, weather, CNN business etc. Is that easy Smile
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Trinity
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PostSubject: Re: How's life treating ya?   Sun Apr 01, 2012 9:51 pm

Lol Mel! No doubt! Since I've had my iPad I've spent way less time gaming/chatting. Such fun little devices that's for sure! Still figuring mine out...lol

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Zakku
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PostSubject: Re: How's life treating ya?   Mon Apr 02, 2012 12:57 pm

or you can read a book, that shit is free...







for now Razz
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